1. Understanding the Benefits of Senior Life Insurance

    Senior Reviewing Life Insurance BenefitsInsurance purchases can be confusing as you weigh the requirements, coverage limits and monthly premiums to determine if you even need to take out a new policy. This can be especially true when you consider niche markets such as senior life insurance. Here are some of the basic features and benefits you can expect from most senior life insurance policies (be sure to read the fine details for each company you are considering).

  2. 20-Year Term Life Insurance for Families

    Insurance Coverage for FamiliesNothing is more important than ensuring your family is protected no matter what happens to you or your spouse. Young families are even more at-risk in the event of a loss of one or more parents – particularly because it is during these early years that families develop nest eggs, college funds and money to eventually pass on to heirs.

  3. Why Do Kids Need Life Insurance?

    Mother Preparing for Child's FutureNew parents have to make a host of important decisions, including whether to buy life insurance for their children. This might not make sense to some. After all, do kids need life insurance? Not surprisingly, there are two sides to this argument.

  4. 10-Year Versus 20-Year Term Life Insurance for Families

    Couple Researching Life InsuranceLife insurance is critical for the long-term financial security and stability of a family. Young families cannot afford to lose a spouse and a parent. Financially, each parent is needed to cover costs of bills, mortgages, loans, health insurance, general expenses, and school costs. Not only would the loss of a spouse and a parent be detrimental to the current influx of money to cover bills, but there would be added expenses, such as funeral costs and the costs of organizing and running the estate. In order to protect the long-term interests of a young family, the parents need to get term life insurance. Term life insurance can cover funeral costs and other added expenses, such as medical bills. Life insurance can also ensure that the family can keep up with mortgage payments and bills and provide monetary safety for your family.

  5. Life Insurance for Children Offers Security for Families

    Life Insurance for ChildrenEverybody wants to believe that his or her children will live to grow old. Unfortunately, tragedies do occur and some children pass away when they are young. Whether it is by an accident or disease, early death can have a financial burden on a family. The parents will have to pay for funeral expenses and possibly medical bills that their health insurance did not cover. The emotional strains can be magnified with the financial burdens.