1. How Does Gerber Life Determine the Premium Rate for my Life Insurance Policy?

    Multi-Generational Family PortraitMany factors contribute to what kinds of life insurance a family purchases and how much is spent. Young families may peg life insurance protection as a budget must-have, to have some financial security should the primary breadwinner die prematurely. Families on a budget may want to pay their insurance premiums monthly, as the paycheck comes in. In the same vein, many factors contribute to how insurance companies establish insurance rates.

    How are premium rates determined for life insurance?

  2. Life Insurance for my Parents: What Does Gerber Life Offer?

    Daughter Taking Care of MomParents worry about their children. It’s a universal fact of life. In turn, children worry about their parents. Adult children often fret over their parents’ financial situation, especially in a shaky economy.

    One area of concern is life insurance protection. For example, when one parent passes away, will there be enough money for the surviving parent to live on? Whether your mom or dad passes away first, the surviving spouse may face financial challenges.

    Gerber Life offers three life insurance options that you may want to suggest to your parents, so that all of you can have peace of mind. Here are the highlights of each: