1. Budget-Friendly Summer Party Ideas

    Outdoor Summer PartySummer may be a time for parties and celebrations, but it’s also a time when expenses can rise as quickly as the temperature. Budgets may be strained if the kids are enrolled in summer camp or summer sports leagues. Family vacations can come with a hefty price tag, too.

    Before spending big bucks on a summer party, consider these budget-friendly tips:

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    Categories: Saving Money
  2. Summer Mini-Vacations: Budget-Friendly Day Trips and Short Trips for the Next Family Adventure

    family bikingFor families with kids, summer can be long, and hot and – say it with us – borrrrring. Though – if you plan accordingly – you don’t have to spend a lot of time or a lot of money to create a summer full of fun family adventure. Make memories this summer and do some crucial family bonding with a “mini” vacation, perfect for families with kids.

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    Categories: Parenting Tips
  3. Managing Your Family’s Finances

    Parent Managing Family FinancesAs a parent, you never know when unexpected expenses will arise. It’s normal to experience financial hurdles from time to time, but getting back on track can be a struggle. Sometimes, all it takes is a little planning. Here are a few ways that your family can do so:

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    Categories: Saving Money
  4. Living Within Your Means Need Not Be Stressful

    Living on a BudgetYou might recoil at the thought of living within your means, assuming this will be a stressful and unhappy lifestyle. However, living on a budget need not be an unpleasant habit.

    Learn What You’re Spending

    Budgeting can be challenging until you learn about your current spending habits. Keeping a daily log for around a month will give you the information you need to create a workable budget.

    Record every dollar spent for a short while. You will be amazed at the small amounts of money you spend that add up to much larger dollars. For example, that large exotic latte you buy to start your workday may cost only $2 more than a normal cup of coffee. However, you’ll lose at least $10 per week in unnecessary expense.

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    Categories: Saving Money
  5. Saving Money Can Be Fun

    Saving Money TipsSaving money is often a daunting challenge. However, as every money saving expert will tell you, it is simply a habit you adopt. If you can make it fun and personally rewarding, the saving money habit is much easier.

    Pay Yourself First

    The easiest and most fun way to save money is the “pay yourself first” technique. Here is the short version.

    Treat saving money as you do other recurring monthly bills. Ask the question, “Who or what is more important than me?” Answer: No one and nothing. Why not pay yourself first every month? Here’s how.

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    Categories: Saving Money