A recent study commissioned by Gerber Life confirms that parents with young children find it difficult to save for college. They identify two main reasons — mortgage/rent payments and general household bills.

The decision to buy life insurance can be the most important decision you ever make for your family. It can mean the difference between your family maintaining their current lifestyle, kids going to college, and even not having to sell the family home should you die. Having the breadwinner of the family die unexpectedly is traumatic for everyone. Losing the income from that person makes a very difficult situation even worse. Purchasing a life insurance policy can eliminate some of your family’s worries and stresses should something happen to you. Not to mention, provide you with the peace of mind that your family will be financially able to continue the lifestyle that they have grown accustomed to should you not be able to provide it any longer due to death.

College Admission Tests
The ACT and SAT tests are two separately administered college admissions tests required by the vast majority of US four-year colleges and universities. Of the two, the SAT is the most widely required, taken and utilized by admissions committees to determine an applicant’s eligibility for admission. Some schools allow either test to be submitted for consideration and students applying to these institutions are advised to take both tests and submit the better grade to their colleges of choice.

You’re sitting with your baby, and out of the blue your child starts crying. Even though your child can’t talk yet, you start asking questions, as if your son or daughter can give you an answer. “Are you hungry?” “Did you hurt yourself?” “Does your tummy bother you?”

Imagine how surprised you’d be if your baby actually answered. For many parents, it’s not surprising at all. It’s just baby sign language in action. With programs like Baby Signs®, more and more parents are using sign language as a tool to help toddlers and young children express themselves and communicate with others before they can speak clearly.

Parties are so much fun, especially baby showers. But, the tiny details that make the day memorable often come attached to a healthy price tag that can send you soaring over your party budget before you know it. Before planning your next shower, here are some baby shower ideas on a budget to help save you money.