The Gerber Life Parenting Blog

What parents want to know

With work, family and finances, modern parenting can sometimes feel like a juggling act. The Gerber Life parenting blog gives parents advice and tips to help you take on today-and plan for tomorrow. Our parenting blog offers articles on saving money, college planning, family insurance, parenting tips, living green, and health and safety. Although we may not be able to manage your retirement account, drive your all-star athlete to practice, or cook your family's favorite three-cheese lasagna, our parenting blog can provide you with ideas, advice and tips so that you can focus on what matters most: raising healthy, happy kids. We invite you to join the conversation and enjoy our parenting blog.

  1. When are Health Screenings Required for Life Insurance?

    Health Screening FormsAside from the fear of high premiums, one of the reasons many Americans neglect to enroll for family life insurance policies is the thought of having to take physical health screenings in order to qualify. It seems that to some, the idea of being turned down for family insurance is a thought too painful to consider. But what would you do if you learned that you didn’t have to take a physical exam to qualify?

    The fact is, full health screenings are not always required to be approved for a life insurance plan. And in some cases when it is required, the extent of the exam is limited to the taking of blood pressure, a little bit of blood work, and possibly a urine specimen. Whether a person is asked to take a physical exam is based on certain factors, including:

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    Categories: Health & Safety
  2. Paint Your Kitchen Green – Making Eco-Friendly Kitchen Changes

    Eco-friendly KitchenIf we were to ask you what room in your home you thought was the biggest energy waster, what would your answer be? If you answered “my kitchen,” you’re right on track. The kitchen is where the majority of a home’s power usage takes place, because this is where the majority of our energy-sapping household appliances are located: our fridges, dishwashers, ovens, and stoves. The good news is that if you’re interested in creating an eco-friendly kitchen, there are a number of things you can do.

    Get Your Fridge in Line
    Did you know that your refrigerator is your house’s second least eco-friendly appliance next to your heating and cooling system? Now, at long last, you finally understand why it is that your folks were always shouting at you to close the refrigerator door – they were just trying to teach you how to live green! Now that you know what an energy waster your refrigerator is, what can you do about it? First things first, take a look at your fridge’s age and specs. If it’s an oldie, replace it with a new Energy Star compliant model. Also, be sure to keep its internal temperature set at around 37 and 40 degrees Fahrenheit. As for your freezer, keep it at a chilly 5 degrees Fahrenheit, but no colder unless you want to waste electricity.

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    Categories: Living Green
  3. 8 Ways to Minimize Warm Weather Electric Bill Shock

    Lower Your Electric BillMuch has been written about avoiding electric bill shock in cold weather, but fewer savings tips for the summer heat are available. Until now. Here are some tips to help you lower your electric bills during the summer and early fall.

    8 Ways to Minimize Electric Bill Shock

    1. Get the right window or room air conditioner. ENERGY STAR® publishes guidelines to help you learn what size unit to install based on your room size. You shouldn’t use one more powerful than you need since you’ll waste energy.

    2. Have a technician fine tune your HVAC system. Even slight problems can reduce your system’s efficiency by up to 20 percent. An annual check up by an experienced technician can eliminate this energy waste.

    3. Keep your filters clean. If you have central air conditioning, change your filters regularly. A monthly cycle should be sufficient. Window units usually have washable filters that should be cleaned whenever they clog with dust. Central and window units lose efficiency and, therefore, work harder (as in using more electricity) when air flow becomes difficult with clogged filters.

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    Categories: Saving Money
  4. The Difference Between an Endowment Insurance Policy and Whole Life

    Endowment vs Whole Life InsuranceEndowment life insurance is often put under fire by financial experts because the Tax Reform Act of 1984 took away many of the tax advantages of this type of life insurance plan. However, in many cases, an endowment insurance policy is a wise financial choice for saving for the future—especially if it offers life insurance coverage at full endowment value even before its maturity date, like the Gerber Life College Plan.

    An endowment insurance policy differs from a whole life insurance policy in one very significant way—it matures and reaches endowment value faster than a whole life insurance policy. That’s why an endowment insurance policy is a good choice for saving for college. And you can get guaranteed coverage for as little as a dollar a day.

    With the Gerber Life College Plan, you can set the maturity date to coincide with your child’s first year of college. You may also consider four separate policies, so you can cash in one per year and spread out the costs.

    With college costs rising at an average rate of 4-6% per year, isn’t it time you started saving for your child’s future?

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  5. Mother’s Day Quiz

    Mother’s Day QuizIn the United States, Mother’s Day has become as American as, well, the apple pies that some moms bake. Believe it or not, that wasn’t always the case. Up until 1914, when this special day was designated a national holiday, there was no official celebration to honor moms. Of course, families didn’t need the government’s stamp of approval to make mom feel special, but Mother’s Day certainly is a great reminder for sons, daughters and families to honor these special women. Take our Mother’s Day Quiz to see if you’re as smart as your mother always said you were.

    1. Which President designated Mother’s Day as a national observance: Woodrow Wilson, Herbert Hoover or Calvin Coolidge?
    2. Mother’s Day is celebrated on which day: the first Sunday in May, the second Sunday in May or the third Sunday in May?
    3. According to the U.S. Census Bureau, how many women in the U.S. are mothers: 44.6 million, 82.5 million, or 136 million?
    4. How old was Satyabhama Mahapatra, the oldest woman to give birth, when she had her first and only child: 65, 70 or 75 years old?
    5. Which TV mom said, “You can never raise a hand to a child. Just stop cutting the crust off their sandwiches. They’ll get the message.”: Marion Cunningham (Happy Days), Marge Simpson (The Simpsons) or Jill Taylor (Home Improvement)?