The Internal Revenue Service provides various tax incentives for college financial planning. One of the most popular IRS
tax incentives for college financial planning is the Coverdell Education Saving Account or ESA for short. An ESA is an account created to help parents save for future educational expenses. As in everything created by the IRS, there are extensive rules governing the proper use of Coverdell Education Saving Accounts.
Let’s take a closer look at several Education Savings Account rules.
Everybody wants to believe that his or her children will live to grow old. Unfortunately, tragedies do occur and some children pass away when they are young. Whether it is by an accident or disease, early death can have a financial burden on a family. The parents will have to pay for funeral expenses and possibly medical bills that their health insurance did not cover. The emotional strains can be magnified with the financial burdens.
There’s no doubt that Halloween holds a special place in the hearts of Americans. Who can blame us? On what other day can you walk around your town in a costume and have neighbors give you free candy?
Nevertheless, just because you may dress up like Einstein doesn’t mean you can’t learn something new about the history of Halloween. You’re sure to become a smarter parent and learn more about this holiday with our Halloween quiz.
For many children, Halloween isn’t the only day when “scary” things roam. In fact, most – if not all – kids are afraid of something, such as spiders and other bugs. Some children don’t want to be near dogs or cats. Fear of the dark is common; and what about the dreaded trip to the doctor or dentist?
As your children get older, their fears will likely disappear. While that’s a comfort to most parents, it’s not much help for the kids. We’ve put together a list of tips that other moms and dads have found helpful for overcoming fear in children
Look carefully and you’ll see dangerous situations for your children almost anywhere you turn – cars whizzing by, knives on the counter, a box of matches, an unlocked car door or pool gate, and untied shoelaces are just a few. Here are some hidden dangers that may not seem so obvious: