6 - 1 - 2012
America loves to barbecue. A 2009 study by the Hearth, Patio & Barbecue Association shows that 82 percent of all households in the U.S. own a grill, and 97 percent of grill owners use it at least once a year. But grilling can be dangerous, and not just because you’re cooking with fire. More common—and sometimes more powerful—dangers can be the ones we can’t see, smell or taste.
The following grilling safety tips can help you enjoy a safer and healthier Father’s Day cookout:
• Take cover—The only time that your grill should be uncovered is when you’re using it or it’s cooling down. Why? To start, rodents can sneak in and dine on what they would consider a “grate” restaurant. Or, dirt might blow on to the grilling area. That’s a crunchy treat that nobody wants.
5 - 31 - 2012
There’s nothing more sobering than having to face questions about life insurance. Thinking about your own mortality – or that of your family members – isn’t exactly a pleasant way to spend an hour or two. But what can make matters even worse is not knowing what the heck you’re doing when shopping around for insurance estimates. The first question is always: How do I determine how much life insurance I’ll need?
Unfortunately, there’s no simple equation to answer that question. It really depends on several different factors including your age, whether or not you’re married, how many children you have, how old they are if you do, and how much money you earn. Here are the top three things to consider when getting insurance estimates.
5 - 29 - 2012
We expect our houses to be safe, happy places in which our families can relax and grow, not hotbeds of dangerous carcinogens. To help keep the air your family breathes safe and clean, watch out for these three common household irritants.
Indoor Air Pollutants. The EPA recently stated that indoor air pollution might pose a greater risk to a family’s health than pollutants in the air outside. Oil, gas, kerosene, tobacco smoke, damp carpets, heating and cooling systems, and household cleaners are all health hazards that can release harmful or toxic chemicals into the air in your home. To help protect your family from these household dangers, eliminate toxins over which you have control (e.g. tobacco smoke), and increase ventilation when possible by opening windows or operating attic fans. (To learn more, read the EPA’s booklet here.)
5 - 25 - 2012
Even people who recycle daily, ride the bus to work, and use only environmentally friendly products can do more to further their efforts at sustainable living. Are you constantly on the lookout for more eco-friendly practices that can help make the world a better place to live? Here’s a living green tip you might not have thought of before: install a water filtration system in your home.
This may sound more like a money saving move than an eco-friendly contribution, but if you’re a die-hard bottled water drinker, moving from bottled water to a water filtration system can make a pretty significant environmental impact.
- Plastic water bottles take forever to biodegrade. Actually, the current estimated figure for how long a plastic water bottle will sit before it eventually biodegrades is 500 years. That’s not to say that you’re the type of person to toss your used water bottles into the nearest trash bin, but even if you recycle daily, giving your business to the bottled water industry is about as bad as not recycling
5 - 23 - 2012
The increasing number of life insurance companies that are making themselves known to potential customers through social media channels is speaking volumes about the creativity and adaptability of the industry. But what’s even more telling is the far higher number of shoppers showing interest when given the chance to price out a life insurance company via social media, as opposed to contacting them directly or via their websites.