Saving Money

Family finance tips

At Gerber Life we know the value of a hard-earned dollar. And when you're raising a family, it becomes even more important to stretch that dollar as far as it can go to help you save money. Our family finance tips can help you make smart decisions for spending your money as well as help you make use of opportunities to save it. Whether it's clipping coupons before grocery shopping or throwing a do-it-yourself (DIY) children's birthday party, our family finance tips can help you think outside the box, so that you can put more money into saving.

  1. Back-to-School Bargains: Tips to help you spend wisely.

    Affordable School SuppliesHow do you avoid spending your last dollar on back-to-school purchases for your kids? Here are some tips to keep the lid on expenses:

    Organize, organize, organize: Most schools provide a list of recommended items for each child’s grade level. Sit down with your child and review the lists. Check to see if there are any items from last year that can be reused. The process of list evaluation is a great way to build children’s organizational skills.

  2. Enter to Win a Gerber Life College Plan!

    Calling all paGerber Life College Plan Giveawaysrents and grandparents: You can help make your child’s dream for the future come true by entering the Gerber Life College Plan1  giveaways for a chance to win a Gerber Life College Plan.

    What does your child or grandchild want to be when he or she grows up?  A teacher, a nurse, a scientist or anything he or she dreams of being. Very likely a college education will be needed to make that dream become a reality.

  3. Summer Family Fun Doesn’t Have to Break the Budget

    Budget-friendly Summer ActivitiesThe family entertainment budget is often challenged during the summer. Children may clamor for trips to pricey theme parks and ballgames. Wish lists may include cruises that have water slides, rock-climbing walls and mini-golf.

    Since many summer amusements come with a hefty price tag, what’s a parent on a budget to do?  First, maintain the healthy mindset that summer family fun doesn’t have to be expensive. Next, look around your own neck of the woods for activities and events that are free or low cost.

    These summertime ideas encourage family fun – without a budget blow-out.

  4. Teaching Kids To Manage Money

    Dad Teaching Kids the Value of MoneyHow to coach your kids to be financially independent.

    Father’s Day is a great time for dads to talk with their young children about money, particularly ways to grow toward financial independence. Think back for a moment; how much was your first allowance? Chances are it was a modest sum based mostly on your age. It’s a pretty good bet that your parents had an “expiration date” in mind for your childhood stipend. As it turns out, many dads and moms should have put that date in writing … in a contract posted on the fridge!

    According to data from the Pew Research Center, nearly one in five adults 18 to 34 years old are still getting regular financial help from parents or other family members. The tight job market, onerous student loans, and the high cost of living are all challenges fueling this trend. Even so, a good grounding in financial basics has kept many other young adults from leaving a body imprint on the parental couch.

    Here are some tips on what fathers can do to teach their kids to manage money, be self-sufficient and – hopefully – even financially savvy:

  5. How to Save Money on Groceries

    Shopper Preparing A Grocery ListKeeping a big family fed is a full-time job. From planning meals to shopping, cooking and cleaning up afterward, feeding a large family can seem daunting – and that’s not even taking food costs into consideration. Feeding a large family is expensive. In fact, Americans spend more on food than on any other expense besides home and car payments, according to CNN Money. Fortunately, we’ll help you navigate the aisles and learn how to save money on groceries. Follow these tips to get started: