Saving Money

Family finance tips

At Gerber Life we know the value of a hard-earned dollar. And when you're raising a family, it becomes even more important to stretch that dollar as far as it can go to help you save money. Our family finance tips can help you make smart decisions for spending your money as well as help you make use of opportunities to save it. Whether it's clipping coupons before grocery shopping or throwing a do-it-yourself (DIY) children's birthday party, our family finance tips can help you think outside the box, so that you can put more money into saving.

  1. Tips to Save Money on Utilities

    Woman Opening WindowThe cost of living continues to rise and incomes can’t seem to keep up. Raising a family on a budget is no easy feat, so it makes sense to cut corners wherever possible. For example, there are ways you can slash your utility expenses each month. You’ll be doing your part to help preserve the environment while putting a little extra cash in your pocket by following these tips:

  2. Control Spending to Keep Meaning in the Holidays

    Couple Returning Home From Holiday ShoppingThe holidays are high season for generosity and goodwill. We donate to toy drives, volunteer at soup kitchens, and find reasons to smile at strangers.

    Yet consumerism also takes hold at this time of year. Mom wants spa services and “bling,” dad wants the latest tech toy, and the kids want everything under the sun. Spending takes priority over saving and living within one’s budget, and we brace for a blizzard of bills in the new year.

  3. 10 Ways to Save More Money Year-Round

    Grocery List and CouponsChances are that you already know ways to save money. For example, foregoing a drive-thru latte each morning can add up to a cool $1,000 every year, and saving your loose change at the end of the day could generate enough cash to cover the cost of a round-trip domestic plane ticket. Whether you are saving for college or looking to build an emergency fund, here are a few lesser-known tips for saving money throughout the year:

  4. Shop Smart and Safely on ‘Black Friday’

    Black Friday ShoppingThe day after Thanksgiving – known as “Black Friday” – is one of the biggest shopping days of the year, when intrepid shoppers brave long lines and sometimes unruly crowds for legendary bargains.

    A couple of theories profess how the day came to be called “Black Friday.” One theory credits it to the time of year when retailers typically stop operating at a loss and get “back in the black.” Another says Black Friday got its black eye because of traffic jams and other mayhem caused by frenzied shoppers.

    So when Black Friday kicks off the holiday shopping season with heaps of hot deals, get ready to shop – but not till you drop. Instead, arm yourself with the following saving – and survival – tips for Black Friday:

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  5. Repair or Replace?

    Broken Washing MachineHow to know when your appliances have reached the end of their life.

    When a major appliance in your home breaks down, you are faced with a decision: Do you pay to have the appliance repaired or do you replace it? According to Consumer Reports, the best choice in this situation will depend on the age of the appliance, its fair market value and whether it is currently under warranty.