Saving Money

Family finance tips

At Gerber Life we know the value of a hard-earned dollar. And when you're raising a family, it becomes even more important to stretch that dollar as far as it can go to help you save money. Our family finance tips can help you make smart decisions for spending your money as well as help you make use of opportunities to save it. Whether it's clipping coupons before grocery shopping or throwing a do-it-yourself (DIY) children's birthday party, our family finance tips can help you think outside the box, so that you can put more money into saving.

  1. Does Your Child Need Tutoring? Learn How to Save Money on Tutoring Costs

    Woman Tutoring ChildIf your child needs a tutor to keep up with class work but your budget is tight, how will you afford the help that your child needs? Is hiring a tutor worth the money?

    Because tutoring costs can add up fast, parents may want assurance that the tutoring will help their child. Many educators note that the individualized attention offered by tutors can indeed help students to better understand subject areas and improve grades. Selecting the appropriate tutoring service or individual tutor can be the key to success.

    Before searching for a professional tutor, parents should ask if their children qualify for free tutoring services under the Federal No Child Left Behind law. The information should be available from your child’s school or school district, or your state’s Department of Education.

    If you need to hire a tutor, here are some ways to help defray tutoring costs:

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  2. How to Save Money on School Supplies

    Reusable School SuppliesPencils and notebooks. Pens and glue sticks. Binders and calculators. Sometimes it seems as though the list of required school supplies for your child grows longer each year. The National Retail Federation has found that parents spend on average more than $95 each fall on school supplies, that’s not even counting the $246 spent on new clothes, $129 on new shoes, and almost $220 on electronics.

    So how’s a parent supposed to keep their child well equipped without dipping into that college savings fund? Here’s the good news: With a bit of planning and preparation, you can provide your child with all the supplies they need to succeed in school without breaking the bank. Save money on school supplies by following these four simple tips.

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  3. Avoiding Debt: Five spending habits to stay on the right path

    Cutting Credit CardsIf you fall into debt, finding your way out can sometimes seem nearly impossible. As interest continues to compound, your payments increase and the strain on your finances worsens every month. To prevent this from happening, avoid debt in the first place by practicing these five smart spending habits.

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  4. Budget-Friendly Summer Party Ideas

    Outdoor Summer PartySummer may be a time for parties and celebrations, but it’s also a time when expenses can rise as quickly as the temperature. Budgets may be strained if the kids are enrolled in summer camp or summer sports leagues. Family vacations can come with a hefty price tag, too.

    Before spending big bucks on a summer party, consider these budget-friendly tips:

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  5. Budget-Friendly Activities for Father’s Day

    Family Playing CardsTight budgets can keep the reins on family entertainment and activities, but you don’t have to shell out a lot of money to have fun with dad. Dads love just about anything that involves having their family around. Just use your imagination and keep in mind dad’s interests and energy level when deciding which Father’s Day activities to pursue.

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