Insurance for Families

Things to consider when choosing life insurance

The many options available for family life insurance can create a need for someone to help you understand the different choices and terminology. Gerber Life takes the guesswork out of family life insurance with articles that answer such questions as, "How does life insurance work?" and "How do I get life insurance?" Whether you're looking for a policy for an infant, child, adult or senior, we've got you covered when it comes to comprehensive information about life insurance.

  1. What is the Gerber Life Grow-Up® Plan?

    Mother and Son PlayingOne of the joys of being a child is living “in the moment,” and one of the joys of parenting is watching their kids enjoy life’s moments. Parents also know that keeping an eye on the future and giving their kids a financial head start also comes with the job.

    The Gerber Life Grow-Up® Plan1 is one way to accomplish that goal. Here’s a look why:

  2. What determines life insurance rates?

    Senior Couple Bike RidingLife insurance rates are not “one-size-fits-all.” According to the New York Department of Financial Services, an assortment of factors can affect how much money will be paid for coverage. For example, a $500,000, 30-year Term Life policy could cost much less for a healthy, non-smoking 20-year-old than the same policy would cost for a 50-year-old smoker or someone who participates in high-risk sports.

  3. Buying Whole Life Insurance

    Woman Researching Whole Life InsuranceWhole Life insurance is one of the most popular kinds of life insurance. Unlike Term Life insurance, which covers only a pre-selected number of years, Whole Life insurance provides coverage for your entire life, regardless of how long you live.

  4. What Determines Life Insurance Costs?

    Couple Calculating Life Insurance CostWhether your existing life insurance policy no longer meets your needs or you are planning to purchase a policy for the first time, you may be wondering, “How much does life insurance cost?” Insurance premiums are determined by a number of factors that either increase or decrease your overall risk to the insurer.

  5. What Every Parent Needs to Know When Buying Whole Life Insurance

    Mother Considering Whole Life InsuranceParents who want to buy whole life insurance should know about the key features, whether buying whole life protection for themselves or for their children. But first, ask yourself these questions: